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Find Umbrella Insurance Agents in Wadsworth, OH

Compare umbrella insurance agents in Wadsworth. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Wadsworth, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 umbrella insurance agents in Wadsworth, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
O'Neill Insurance | Personal & Business Insurance in Wadsworth, Ohio
111 High St, Wadsworth, OH 44281
(330) 334-1561 oneillinsurance.com
Dustin Burgess Insurance Group LLC
1 Park Center Dr #104, Wadsworth, OH 44281
(330) 331-2258 burgessinsurancegroup.com

Umbrella insurance provides extra liability coverage beyond your standard auto or homeowners policy. In Wadsworth Ohio agents can help you secure this additional protection which is especially important given Ohios comparative negligence laws that can leave you financially exposed. A local agent understands the specific liability risks in Medina County and can tailor a policy to your needs.

What Does a Umbrella Insurance Agent in Wadsworth Cost?

The cost of umbrella insurance in Ohio typically ranges from 150 to 300 dollars per year for 1 million dollars of coverage. Higher limits such as 2 million or 5 million will cost more usually 200 to 500 dollars annually. Factors like your driving record number of properties and prior claims affect the final premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance policy cover in Ohio?
An umbrella policy covers liability claims that exceed the limits of your underlying auto or home insurance. In Ohio this includes defense costs for lawsuits related to bodily injury property damage and personal injury such as slander or libel. It also covers claims that your primary policy may exclude like false arrest or malicious prosecution.
How much umbrella coverage do I need in Wadsworth Ohio?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your assets and risk profile. Ohio law does not require umbrella insurance but it is often required by lenders or landlords if you have significant assets or rental properties.