Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 3 umbrella insurance agents in Parma Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The AA Insurance
6363 York Rd Suite #200, Parma Heights, OH 44130
(440) 373-1777
theaainsurance.com
Nationwide Insurance: Merrell Insurance Group LLC
6585 Pearl Rd, Parma Heights, OH 44130
(440) 886-3060
merrellinsurance.com
Arendas Insurance
6368 Pearl Rd, Parma Heights, OH 44130
(440) 842-8199
What Does a Umbrella Insurance Agent in Parma Heights Cost?
In Ohio umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Costs increase for higher limits or if you have multiple properties or vehicles. Your driving record and claims history also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Parma Heights do?
An umbrella insurance agent in Parma Heights helps you purchase a personal liability umbrella policy that provides coverage above your existing insurance limits. The agent reviews your current policies and assets to recommend an appropriate coverage amount. This extra layer can protect you from large claims or lawsuits.
How much umbrella insurance coverage do I need in Ohio?
Most Ohio agents recommend at least 1 million dollars in umbrella coverage to start. Your specific need depends on your assets income and risk factors like owning a pool or a dog. An agent can help you calculate the right amount based on your personal situation.
Is umbrella insurance required by Ohio law?
No Ohio law does not require umbrella insurance. However many auto and homeowners policies have liability limits that may not fully cover a major accident. Umbrella insurance is an optional policy that provides extra protection and peace of mind.