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Find Umbrella Insurance Agents in Independence, OH

Directory of umbrella insurance agents in Independence, Ohio. Verify credentials with the state department of insurance before hiring.

6 agents listed
Updated May 2026
Independence, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 6 umbrella insurance agents in Independence, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Phillip Kerber
7111 Brecksville Rd, Independence, OH 44131
(440) 799-8877 agents.farmers.com
Melissa Bullock at Comparion Insurance Agency
3 Summit Park Dr Ste 125, Independence, OH 44131
(440) 788-4271 comparioninsurance.com
Michael Stauss at Comparion Insurance Agency
3 Summit Park Dr Ste 125, Independence, OH 44131
(440) 788-4277 comparioninsurance.com
Christopher Fontes at Comparion Insurance Agency
3 Summit Park Dr Ste 125, Independence, OH 44131
(234) 400-5125 comparioninsurance.com
William Isaac Insurance Agency, Inc.
6701 Rockside Rd #290, Independence, OH 44131
(216) 524-5588 isaacinsurance.com
Brian Gecina at Comparion Insurance Agency
3 Summit Park Dr Ste 125, Independence, OH 44131
(440) 264-1165 comparioninsurance.com

An umbrella insurance agent in Independence Ohio helps you secure additional liability coverage beyond your auto or homeowners policy. Ohio law does not require umbrella insurance but it can protect your savings and future earnings. Local agents understand the specific risks for homeowners and drivers in Cuyahoga County.

What Does a Umbrella Insurance Agent in Independence Cost?

In Ohio umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Each additional million may cost 50 to 100 dollars more. Your exact premium depends on your risk factors number of properties and driving record. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Independence do?
An agent reviews your current auto and home policies to determine the right amount of extra liability coverage. They then find a policy that starts where your existing coverage ends. This protects you from large claims or lawsuits.
How much umbrella insurance do I need in Ohio?
Most Ohio agents recommend at least 1 million dollars in umbrella coverage. The amount depends on your assets such as home value savings and future income. A local agent can help calculate the right limit for your situation.