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Find Umbrella Insurance Agents in West Hempstead, NY
Compare umbrella insurance agents in West Hempstead. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
West Hempstead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 umbrella insurance agents in West Hempstead, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dennis Ortega - State Farm Insurance Agent
444 Hempstead Turnpike, West Hempstead, NY 11552
(516) 416-4406
nyinsureme.com
J&J Insurance Agency
348 Hempstead Turnpike, West Hempstead, NY 11552
(516) 280-4170
jjinsureme.com
Reitman Insurance
473 Nassau Blvd, West Hempstead, NY 11552
(718) 875-2532
reitmaninsurance.com
Lester A. Davis: Allstate Insurance
275 Hempstead Turnpike Ste B, West Hempstead, NY 11552
(516) 489-4200
agents.allstate.com
Well Care Health Insurance
687 Woodfield Rd, West Hempstead, NY 11552
(516) 340-0302
henriettacampbell8.wixsite.com
Guaranteed Solutions Inc.
510 Hempstead Turnpike #209, West Hempstead, NY 11552
(516) 326-2800
An umbrella insurance agent in West Hempstead New York helps you secure additional liability coverage beyond your home and auto policies. New York law requires minimum liability limits for vehicles, but a personal umbrella policy can provide an extra layer of protection for your savings and future earnings. Local agents understand the specific risks for Nassau County residents, including high property values and dense population areas.
What Does a Umbrella Insurance Agent in West Hempstead Cost?
Typical umbrella insurance costs in New York range from 150 to 400 dollars annually for 1 million dollars of coverage. For 2 million dollars, premiums often fall between 250 and 600 dollars per year. Factors like multiple vehicles, rental properties, or young drivers can increase the rate. An agent in West Hempstead can give you a precise estimate based on your specific situation. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in West Hempstead do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your standard home and auto insurance limits. In New York, these policies typically start at 1 million dollars in coverage. The agent assesses your assets and risk exposure to recommend an appropriate coverage amount.
Do I need umbrella insurance in New York?
Umbrella insurance is not required by New York state law, but it is strongly recommended if you own a home, have significant savings, or face higher liability risks. New York courts can award large judgments in personal injury cases, and a standard policy may not cover the full amount. An agent can help you decide based on your net worth and lifestyle.
How much does umbrella insurance cost in West Hempstead New York?
Costs for umbrella insurance in New York typically range from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums vary based on your driving record, home value, and number of properties. An agent can provide a personalized quote after reviewing your existing policies.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.