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Looking for a umbrella insurance agent in Somers? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Somers, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 umbrella insurance agents in Somers, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The K Merritt Agency
366 US-202, Somers, NY 10589
(914) 276-3400
agents.allstate.com
City Building Owners Insurance
293 NY-100 #109, Somers, NY 10589
(877) 576-5200
citybuildingowners.com
Girolamo Insurance
253 US-202, Somers, NY 10589
(914) 962-9777
girolamoagency.com
Health Plans NY Group Health Insurance Experts New York
189 NY-100, Somers, NY 10589
(914) 633-1717
healthplansny.com
Richard Sweig Insurance | Max Broker Services LLC
30 David Rd, Somers, NY 10589
(914) 248-6797
richardsweig.com
Growth Insurance New York
100 W Hill Dr, Somers, NY 10589
(914) 477-3651
Stuart E Cohen Ltd
293 NY-100, Somers, NY 10589
(877) 576-5200
citybuildingowners.com
Acrisure Somers, NY (Hudson Sound Brokerage Corporation)
101 The Ln, Somers, NY 10589
(914) 669-6000
acrisure.com
Direct Access Group Benefits Inc.
189 NY-100, Somers, NY 10589
(914) 276-6000
directaccessgroupbenefits.com
Umbrella insurance agents in Somers, New York help residents secure extra liability coverage beyond standard auto and homeowners policies. New York law requires minimum auto liability limits, but an umbrella policy can provide an additional layer of protection for assets. Local agents understand the specific risks for homeowners in Westchester County, including high property values and potential lawsuits from accidents on your land.
What Does a Umbrella Insurance Agent in Somers Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Higher limits, such as two million or five million dollars, can cost between 300 and 1,000 dollars annually. Factors like your driving record, home value, and number of properties affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Somers do?
An umbrella insurance agent in Somers helps you purchase a personal liability umbrella policy that extends coverage above your existing home and auto insurance. This policy can cover legal costs and settlements if you are sued for an accident or injury. Agents assess your assets and recommend appropriate coverage limits.
How much umbrella insurance do I need in New York?
The amount of umbrella insurance you need depends on your net worth and risk exposure. Many New York agents suggest at least one million dollars in coverage, but higher limits are common for homeowners with significant assets. New York courts can award large judgments, so higher coverage may be prudent.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.