Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 umbrella insurance agents in Shirley, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Island Wide Insurance Agency (formerly Stop Agency, Inc.)
878 Montauk Hwy, Shirley, NY 11967
(631) 395-1000
islandwideins.com
Lighthouse Insurance Shirley
960-B Montauk Hwy, Shirley, NY 11967
(631) 399-0300
lighthouseinsurance.com
Marlin Insurance Agency Inc
1138 William Floyd Pkwy, Shirley, NY 11967
(631) 281-6200
marlinagency.com
Essential Insurance New York
2 Coraci Blvd, Shirley, NY 11967
(332) 378-1898
Esquire Agency
396 William Floyd Pkwy 2nd Floor, Shirley, NY 11967
(631) 873-3825
esquireagency.net
Shirley Mastic Insurance Agency
18 Ryerson Ave, Shirley, NY 11967
(631) 399-1000
What Does a Umbrella Insurance Agent in Shirley Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your premium depends on factors like your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Shirley do?
An umbrella insurance agent in Shirley helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your primary insurance limits are used up. The agent can explain how New York law affects coverage for lawsuits, property damage, and personal injury claims.
How much umbrella coverage do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage for New York residents. The right amount depends on your assets, income, and risk factors like owning a home or having a teenage driver. An agent can review your situation and suggest a suitable limit.
Is umbrella insurance required by New York law?
Umbrella insurance is not required by New York law. However, New York requires minimum auto liability coverage of 25,000 dollars per person and 50,000 dollars per accident. An umbrella policy can protect you if a claim exceeds those minimums.