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Looking for a umbrella insurance agent in Scarsdale? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Scarsdale, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 umbrella insurance agents in Scarsdale, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lentini & Associates Insurance Brokerage
157 Summerfield St, Scarsdale, NY 10583
(914) 768-8626
christinaismyagent.com
Joseph Spadafino: Allstate Insurance
64 Garth Rd, Scarsdale, NY 10583
(914) 723-2400
agents.allstate.com
Umbrella insurance agents in Scarsdale New York help residents secure extra liability coverage beyond standard home and auto policies. New York law requires minimum auto liability limits of 25000 per person and 50000 per accident, but umbrella policies can provide 1 million dollars or more in additional protection. Scarsdale homeowners with significant assets often work with agents to shield against lawsuits and claims.
What Does a Umbrella Insurance Agent in Scarsdale Cost?
Umbrella insurance costs in New York typically range from 150 to 400 dollars per year for 1 million dollars in coverage. For 2 million dollars the cost is usually 200 to 600 dollars annually. Premiums vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Scarsdale do?
An umbrella insurance agent in Scarsdale helps you buy a policy that covers liability claims exceeding your primary insurance limits. This includes personal injury lawsuits and property damage claims. The agent assesses your risk profile and recommends a coverage amount based on your assets.
How much umbrella coverage do I need in Scarsdale New York?
Most agents recommend at least 1 million dollars in umbrella coverage for Scarsdale homeowners. New York courts allow high jury awards in personal injury cases, so higher limits like 2 to 5 million dollars may be wise. Your agent will review your net worth and potential exposure to determine the right amount.
Are there New York laws that affect umbrella insurance policies?
Yes New York Insurance Law Section 3425 requires insurers to offer umbrella policies with minimum limits. New York also follows a comparative negligence rule which can affect liability payouts. Your agent can explain how state laws impact your coverage needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.