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Find Umbrella Insurance Agents Near You in Ronkonkoma, NY
Looking for a umbrella insurance agent in Ronkonkoma? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Ronkonkoma, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 umbrella insurance agents in Ronkonkoma, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Effie Knuth - State Farm Insurance Agent
2411 Chestnut Ave c, Ronkonkoma, NY 11779
(631) 737-3276
insurewitheffie.com
Goosehead Insurance - Ali Shah
154-2 Remington Blvd, Ronkonkoma, NY 11779
(631) 759-4449
goosehead.com
Michele Kitterle: Allstate Insurance
625A Portion Rd, Ronkonkoma, NY 11779
(631) 567-5544
agents.allstate.com
LPL Risk Management
148 Remington Blvd Suite 2, Ronkonkoma, NY 11779
(631) 676-7020
lplrisk.com
Robert Vera: Allstate Insurance
299 Hawkins Ave Ste 14, Ronkonkoma, NY 11779
(631) 737-0505
agents.allstate.com
Spectrum Insurance Inc
1 Comac Loop, Ronkonkoma, NY 11779
(631) 467-8880
spectruminsagency.com
Vanderbeck Agency
1951 County Road 93, Ronkonkoma, NY 11779
(516) 558-7181
Goosehead Insurance Long Island
258 Hawkins Ave Suite F, Ronkonkoma, NY 11779
(516) 274-4412
agents.goosehead.com
Ralph Amitrano, Ronkonkoma | Insurance
4 Norwood Ln, Ronkonkoma, NY 11779
(631) 648-7845
Umbrella insurance agents in Ronkonkoma, New York help residents secure additional liability coverage beyond standard home and auto policies. This extra protection is important in New York, where lawsuits can seek high damages due to the states legal environment. A local agent can explain how umbrella policies work with your existing coverage to safeguard your savings and future income.
What Does a Umbrella Insurance Agent in Ronkonkoma Cost?
The cost of umbrella insurance in New York typically ranges from 150 to 300 dollars per year for 1 million dollars of coverage. Higher limits, such as 2 million dollars, may cost 200 to 500 dollars annually. Factors like your driving record, number of properties, and claims history affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Ronkonkoma do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your home or auto limits. They assess your assets and risk factors to recommend appropriate coverage amounts. In New York, this can include protection against libel, slander, or false arrest claims not covered by standard policies.
How much umbrella insurance do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. New York courts can award large settlements, so high net worth individuals often need 2 to 5 million dollars. An agent can calculate your exposure based on property values and liability risks.
Is umbrella insurance required by law in New York?
No, New York state law does not require umbrella insurance. However, it is strongly advised for anyone with significant assets or a high risk of lawsuits. New York has a six-year statute of limitations for personal injury claims, which means you could face legal action long after an incident occurs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.