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Find Umbrella Insurance Agents Near You in Rome, NY
Compare umbrella insurance agents in Rome. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Rome, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 14 umbrella insurance agents in Rome, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Utter - State Farm Insurance Agent
8060 Turin Rd, Rome, NY 13440
(315) 339-3300
my315agentsteph.com
Freeway Insurance
211 E Dominick St, Rome, NY 13440
(315) 444-3298
locations.freeway.com
Michael Collea - State Farm Insurance Agent
146 Erie Blvd E, Rome, NY 13440
(315) 371-4225
insurecentralny.com
Steve Jarvis - State Farm Insurance Agent
834 Black River Blvd, Rome, NY 13440
(315) 336-5595
stevenejarvis.com
Moore Insurance Group
1002 Black River Blvd, Rome, NY 13440
(315) 371-4288
mooreinsuranceinc.com
Joseph Zullo: Allstate Insurance
241 E Dominick St, Rome, NY 13440
(315) 339-1134
agents.allstate.com
Alan I. Spindler: Allstate Insurance
813 Black River Blvd N, Rome, NY 13440
(315) 336-4040
agents.allstate.com
Better Fund Insurance
255 Hill Rd, Rome, NY 13441
(516) 893-4317
Michael Garcia: Allstate Insurance
706 Erie Blvd W, Rome, NY 13440
(315) 337-6666
agents.allstate.com
Dimaggio Insurance Agency
200 E Garden St, Rome, NY 13440
(315) 336-8875
Barry Scott
211 E Dominick St, Rome, NY 13440
(315) 339-5897
Fear Kevin M Associates
401 N James St, Rome, NY 13440
(315) 336-5555
Evergreen Family Insurance
Davidson Family Insurance Office, 5871 Rome-Taberg Rd, Rome, NY 13440
(315) 281-2214
NII Brokerage LLC
211 E Dominick St, Rome, NY 13440
(315) 339-5897
An umbrella insurance agent in Rome, New York can help you secure additional liability coverage that goes beyond your auto, homeowners, or watercraft policies. This extra layer of protection is important in New York, where lawsuits can seek damages for medical bills, lost wages, and pain and suffering. Agents familiar with local risks, such as those near the Mohawk River or the Adirondack region, can tailor a policy to your needs.
What Does a Umbrella Insurance Agent in Rome Cost?
The cost of an umbrella insurance policy in New York typically ranges from $150 to $500 per year for $1 million in coverage, with additional millions costing less per increment. Factors like your driving record, number of properties, and claims history affect the premium. Rome residents may pay slightly different rates based on local risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Rome do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above the limits of your underlying insurance. In New York, this extra protection can cover legal defense costs and judgments if you are sued for an accident or incident on your property.
How much umbrella insurance do I need in New York?
Most agents recommend at least $1 million in umbrella coverage, but the right amount depends on your assets and income. New York law does not set a minimum for umbrella policies, but high-net-worth individuals often carry $2 million to $5 million to protect against large verdicts.
Does umbrella insurance cover legal fees in New York?
Yes, umbrella policies typically cover legal defense costs even if the lawsuit is groundless. In New York, this can be critical because the state has a six-year statute of limitations for personal injury claims, giving plaintiffs ample time to file a case.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.