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Find Umbrella Insurance Agents in Queens Village, NY
Directory of umbrella insurance agents in Queens Village, New York. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Queens Village, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 umbrella insurance agents in Queens Village, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BNP COVERAGE INC.
216-22 Jamaica Ave, Queens Village, NY 11428
(718) 217-7000
bnpcoverage.com
Mutual Insurance Service NY
95-30 225th St, Queens Village, NY 11429
(516) 207-1613
An umbrella insurance agent in Queens Village New York helps you secure personal liability coverage that goes beyond the limits of your home and auto policies. New York law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, but an umbrella policy can provide 1 million or more in additional protection. This is especially valuable for Queens Village residents who may face higher liability risks from local traffic or property ownership.
What Does a Umbrella Insurance Agent in Queens Village Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 300 per year for 1 million in coverage. For 2 million in coverage, the cost is usually between 200 and 400 per year. Higher limits or additional risk factors like a swimming pool or teenage drivers can increase the premium. These are general estimates, and actual costs vary by the insurance company and your personal profile. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Queens Village do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance. The agent assesses your assets and risk factors to recommend an appropriate coverage amount. They also guide you through New York state requirements for underlying policy limits.
How much umbrella insurance do I need in Queens Village New York?
Most agents recommend at least 1 million in umbrella coverage, but the right amount depends on your net worth and potential liability exposure. New York courts often award large judgments, so higher limits like 2 million or 5 million may be wise for homeowners with significant assets. Your agent can help calculate a suitable amount based on your personal situation.
Do I need umbrella insurance if I have a home in Queens Village?
Yes, homeowners in Queens Village often benefit from umbrella insurance because standard home policies have liability limits that may not cover a serious accident on your property. New York law does not require umbrella insurance, but it protects your savings and future earnings from lawsuits. An agent can explain how it covers incidents like dog bites or slip and fall claims.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.