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Find Umbrella Insurance Agents in Purchase, NY

Directory of umbrella insurance agents in Purchase, New York. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Purchase, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 umbrella insurance agents in Purchase, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lawley
4 Manhattanville Rd Suite 106, Purchase, NY 10577
(914) 345-7000 lawleyinsurance.com
Handwerger & Sons Inc
2975 Westchester Ave # 107, Purchase, NY 10577
(914) 694-8700 handwergerinsurance.com

Umbrella insurance agents in Purchase, New York help residents secure extra liability coverage beyond standard home and auto policies. New York law requires minimum liability limits on auto insurance, and an umbrella policy can provide an additional layer of protection for high-value assets. Agents in Purchase can tailor coverage to address local risks, such as property liability in Westchester County.

What Does a Umbrella Insurance Agent in Purchase Cost?

The cost of an umbrella insurance policy in New York typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums can be higher for policies with higher limits or for individuals with multiple properties or vehicles. Factors such as your driving record, claims history, and the number of insured assets affect the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Purchase do?
An umbrella insurance agent in Purchase helps you assess your liability risks and obtain a policy that extends coverage beyond your primary home and auto insurance. They explain how the policy interacts with your existing limits and advise on appropriate coverage amounts based on your assets.
How much umbrella insurance do I need in New York?
The amount of umbrella insurance you need depends on your net worth and potential liability exposure. Many New York agents recommend at least 1 million dollars in coverage, but higher limits may be appropriate for those with significant assets or high-risk activities.