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Find Umbrella Insurance Agents Near You in Port Jefferson Station, NY
Looking for a umbrella insurance agent in Port Jefferson Station? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Port Jefferson Station, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 umbrella insurance agents in Port Jefferson Station, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Sgroi - State Farm Insurance Agent
612 NY-112, Port Jefferson Station, NY 11776
(631) 473-6941
portjeffagent.com
Frank Raffone - State Farm Insurance Agent
4940 Nesconset Hwy, Port Jefferson Station, NY 11776
(631) 928-9232
sfportjefferson.com
Insurance Suffolk Brokerage
14 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 909-3004
Newbrook Insurance Agency
14 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 473-7059
newbrookins.com
Bobby Hull Professional Group Inc.
48 Nesconset Hwy, Port Jefferson Station, NY 11776
(631) 473-6300
bobbyhullinsurance.com
Melissa A Daley Insurance Agency
1010 NY-112 #200, Port Jefferson Station, NY 11776
(631) 542-0101
mlagents.americannational.com
Coverage Concepts Inc.
4953 Nesconset Hwy, Port Jefferson Station, NY 11776
(631) 331-7700
coverageconcept.com
PROIOS INSURANCE AGENCY, INC.
18 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 473-9200
proiosinsurance.com
Umbrella insurance agents in Port Jefferson Station New York help residents secure extra liability coverage beyond standard home and auto policies. New York law requires minimum liability limits for auto insurance, but an umbrella policy can provide an additional layer of protection for assets. Local agents can guide you through policy options tailored to your needs.
What Does a Umbrella Insurance Agent in Port Jefferson Station Cost?
Typical umbrella insurance costs in New York range from 150 to 300 dollars per year for 1 million dollars in coverage. Rates may increase for higher limits or if you have multiple properties or vehicles. Factors like your driving record and claims history also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Port Jefferson Station do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing home and auto insurance limits. They assess your risk profile and recommend coverage amounts. This is especially useful for homeowners with pools or rental properties.
How much umbrella coverage do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. New York courts can award large settlements, so higher limits like 2 to 5 million dollars may be wise. An agent can calculate your exposure based on your net worth.
Is umbrella insurance required by law in New York?
No, umbrella insurance is not required by New York state law. However, New York requires minimum auto liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident. An umbrella policy can protect you if a lawsuit exceeds these minimums.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.