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Compare umbrella insurance agents in Penfield. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Penfield, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 umbrella insurance agents in Penfield, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Baglieri - State Farm Insurance Agent
2157 Penfield Rd, Penfield, NY 14526
(585) 377-1130
jimbaglieri.com
Hanson MoneyMax Group, LLC
421 Penbrooke Dr Suite 3, Penfield, NY 14526
(585) 598-3737
moneymaxgroup.com
MGM Associates of Rochester
1745 Penfield Rd, Penfield, NY 14526
(585) 381-7008
mgminsure.com
An umbrella insurance agent in Penfield, New York helps you secure extra liability coverage beyond standard auto and homeowners policies. New York law requires minimum liability limits on auto insurance, but an umbrella policy provides an additional layer of protection for assets and future earnings. Local agents in Penfield understand the specific risks for Monroe County residents, such as severe weather and high traffic areas.
What Does a Umbrella Insurance Agent in Penfield Cost?
In New York, umbrella insurance premiums generally cost between 150 and 400 dollars annually for one million dollars in coverage. Higher coverage amounts, such as two to five million dollars, may cost 300 to 800 dollars per year. Factors like your credit score, claims history, and number of rental properties affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an umbrella insurance policy in New York?
An umbrella insurance policy provides extra liability coverage above the limits of your existing auto, homeowners, or watercraft insurance. In New York, it typically starts at one million dollars in coverage and can protect against lawsuits for bodily injury, property damage, and personal injury claims.
Who needs an umbrella insurance agent in Penfield?
Anyone with significant assets, a high income, or potential liability risks should consider an umbrella policy. This includes homeowners with swimming pools, dog owners, landlords, and drivers with multiple vehicles. New York courts can award large judgments, making extra coverage important for financial protection.
How much does umbrella insurance cost in New York?
Costs for umbrella insurance in New York typically range from 150 to 400 dollars per year for one million dollars in coverage. Premiums depend on your risk factors, such as number of properties, vehicles, and driving record. An agent in Penfield can provide a personalized quote based on your situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.