Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 umbrella insurance agents in Ossining, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Silvia Villa
26 S Highland Ave, Ossining, NY 10562
(914) 502-0953
agents.farmers.com
Eloy Barreiros - State Farm Insurance Agent
97 Main St #3, Ossining, NY 10562
(914) 236-3144
agenteloy.com
Dawan's Insurance Agency, Inc.
46 N Highland Ave, Ossining, NY 10562
(914) 945-0063
dawansinsuranceagency.com
K.J.J.D.D. Associates LLC: Allstate Insurance
2 Todd Pl, Ossining, NY 10562
(914) 923-3333
agents.allstate.com
Infiniti Agency Inc
95 Upper Croton Ave, Ossining, NY 10562
(914) 762-4400
iaginc.net
Midas Financial Services
217 Main St, Ossining, NY 10562
(914) 941-2500
Tompkins Glen A Inc
4 Upper Croton Ave Box 590, Ossining, NY 10562
(914) 941-5000
glentompkins.com
What Does a Umbrella Insurance Agent in Ossining Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 200 to 1,000 dollars annually. Factors like your driving record, property value, and number of vehicles affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Ossining do?
An umbrella insurance agent helps you purchase a policy that provides extra liability coverage above your home and auto insurance limits. In New York, this can protect against lawsuits for accidents or property damage that exceed your primary policy limits. The agent will assess your assets and recommend appropriate coverage amounts.
How much umbrella coverage do I need in New York?
The amount of umbrella coverage you need depends on your assets and risk exposure. Many New York agents recommend at least 1 million dollars in coverage, but higher limits may be necessary for high-net-worth individuals. A local agent can evaluate your personal situation to suggest an appropriate limit.
Are there New York laws that affect umbrella insurance?
New York requires minimum auto liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. Umbrella policies typically require you to carry higher underlying limits. New York also has a statute of limitations of three years for personal injury lawsuits, which makes umbrella coverage important for long-term protection.