Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 umbrella insurance agents in Oceanside, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Andrew Mallor: Allstate Insurance
427 Merrick Rd, Oceanside, NY 11572
(516) 594-3400
agents.allstate.com
William Van Wickler: Allstate Insurance
61 Foxhurst Rd, Oceanside, NY 11572
(516) 536-4100
agents.allstate.com
Garber Atlas Fries & Associates Inc: Fries Justin
3070 Lawson Blvd, Oceanside, NY 11572
(516) 837-1100
gafinsurance.com
Relation Insurance Services
222 Atlantic Ave, Oceanside, NY 11572
(516) 766-4025
relationinsurance.com
Medical Solutions NY
3678 W Oceanside Rd, Oceanside, NY 11572
(347) 309-4426
Evergreen North Insurance Agency, Inc
3332 Long Beach Rd, Oceanside, NY 11572
(516) 442-4811
evergreennorthinsurance.com
Garber Atlas Associates Inc
3070 Lawson Blvd, Oceanside, NY 11572
(718) 437-4400
gafinsurance.com
What Does a Umbrella Insurance Agent in Oceanside Cost?
The cost of umbrella insurance in New York typically ranges from 150 to 300 dollars per year for a 1 million dollar policy. For higher limits, such as 2 million dollars, the annual premium may be 200 to 400 dollars. Factors like your driving record, number of properties, and prior claims affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Oceanside do?
An umbrella insurance agent helps you evaluate your current liability risks and find a policy that covers claims exceeding your primary insurance limits. They assess your assets, such as your home and savings, to recommend appropriate coverage amounts. In New York, agents must be licensed by the New York State Department of Financial Services.
How much umbrella insurance do I need in New York?
The amount you need depends on your total assets and potential future earnings. Many New York agents suggest coverage equal to your net worth, often starting at 1 million dollars. Because New York has a high cost of living and frequent litigation, higher limits like 2 to 5 million dollars are common for homeowners.
Is umbrella insurance required by law in New York?
No, New York state law does not require umbrella insurance. However, it is strongly advised for anyone with significant assets or high liability risks. New York courts often award large judgments, and umbrella insurance can protect your savings and future income from being seized to pay such awards.