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Compare umbrella insurance agents in North Babylon. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
North Babylon, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 umbrella insurance agents in North Babylon, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul J DellaUniversita: Allstate Insurance
1135 Deer Park Ave, North Babylon, NY 11703
(631) 983-3737
agents.allstate.com
Acrisure North Babylon, NY (Atlantic Agency Inc)
1469 Deer Park Ave, North Babylon, NY 11703
(631) 736-7777
acrisure.com
Lighthouse Insurance Agency
1456 Deer Pk Rd, North Babylon, NY 11703
(631) 581-0100
lighthouseinsurance.com
Consulting Insurance Agency
1350-34 Deer Park Ave, North Babylon, NY 11703
(631) 242-2422
progressiveagent.com
Prospect Insurance Service
302 Bay Shore Rd, North Babylon, NY 11703
(631) 517-1314
prospect-insurance.com
Jsl Management
1469 Deer Pk Rd, North Babylon, NY 11703
(631) 244-7784
atlanticagency.com
An umbrella insurance agent in North Babylon, New York helps you secure extra liability coverage beyond your standard policies. New York law requires motorists to carry at least $25,000 for bodily injury per person and $50,000 per accident, but umbrella policies can provide $1 million or more in additional protection. Local agents understand the specific risks for homeowners and drivers in Suffolk County, including weather-related claims and high traffic density.
What Does a Umbrella Insurance Agent in North Babylon Cost?
In New York, umbrella insurance policies typically cost between $150 and $500 per year for $1 million in coverage, with higher limits costing more. Factors like your driving record, number of properties, and claims history affect the premium. For example, a policy with $2 million in coverage may cost $200 to $700 annually. This is general information, not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in North Babylon do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your auto or home insurance limits. In New York, these policies often require you to have minimum underlying coverage, such as $300,000 for auto liability. The agent can review your assets and recommend an appropriate coverage amount.
How much umbrella coverage do I need in New York?
Most experts suggest at least $1 million in umbrella coverage, especially if you own a home or have significant savings. In New York, where lawsuits can involve high medical costs and lost wages, higher limits like $2 million or $5 million may be wise. Your agent can help calculate your exposure based on your net worth and local liability risks.
Are there specific New York requirements for umbrella insurance?
New York does not mandate umbrella insurance, but insurers often require you to carry minimum underlying limits, such as $250,000 per person for bodily injury on your auto policy. The state also has a six-year statute of limitations for personal injury lawsuits, which means claims can be filed long after an incident. An agent can explain how these rules affect your coverage needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.