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Directory of umbrella insurance agents in Garden City, New York. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Garden City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 umbrella insurance agents in Garden City, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sean McCarthy - State Farm Insurance Agent
1100 Stewart Ave Ste 3, Garden City, NY 11530
(516) 302-4457
sfmccarthy.com
Patriot Growth Insurance Services
377 Oak St #404, Garden City, NY 11530
(516) 419-5050
jpins.com
A&A Agency Inc.
1225 Franklin Ave RM 325, Garden City, NY 11530
(516) 986-2900
aainsagency.com
An umbrella insurance agent in Garden City, New York helps you secure additional liability coverage beyond standard policies. New York law requires minimum auto liability limits, but an umbrella policy provides extra protection for assets and future income. Agents in Garden City can tailor coverage to match local risks and property values.
What Does a Umbrella Insurance Agent in Garden City Cost?
Typical costs for an umbrella insurance policy in New York range from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 200 to 800 dollars annually. Factors like your driving record, home value, and number of properties affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Garden City do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that extends coverage beyond your auto and homeowners insurance. They assess your assets and risks to recommend appropriate limits. In New York, agents must be licensed by the Department of Financial Services.
How much umbrella coverage do I need in Garden City?
Most agents recommend coverage equal to your net worth plus potential future earnings. In Garden City, where home values are high, coverage of 1 to 5 million dollars is common. New York courts may award large judgments, so higher limits can be prudent.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.