Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 umbrella insurance agents in Farmingville, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Marchese Agency Inc.: Allstate Insurance
640 Horseblock Road, Farmingville, NY 11738
(631) 736-6600
agents.allstate.com
Vern M Pierce - State Farm Insurance Agent
760C Horseblock Road, Farmingville, NY 11738
(631) 732-4900
vpierce.com
World Insurance Associates LLC
2410 N Ocean Ave Suite 502, Farmingville, NY 11738
(631) 698-4776
cottencoverage.com
Robert Newell: Allstate Insurance
640 Horseblock Road, Farmingville, NY 11738
(631) 736-6600
agents.allstate.com
Policy Insurance Service
1055 Portion Rd, Farmingville, NY 11738
(631) 729-9164
Gesla Insurance Agency
2410 N Ocean Ave #304, Farmingville, NY 11738
(631) 840-0027
What Does a Umbrella Insurance Agent in Farmingville Cost?
Typical costs for an umbrella insurance policy in New York range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost between 300 and 800 dollars annually. Factors such as your driving record, number of properties, and claims history affect the premium. This information is general and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Farmingville do?
An umbrella insurance agent helps you find a personal liability umbrella policy that provides extra coverage above your existing home and auto insurance limits. The agent reviews your current policies and assets to recommend an appropriate coverage amount. They also handle policy adjustments and claims questions.
How much umbrella insurance do I need in Farmingville New York?
The amount of umbrella insurance you need depends on your total assets and potential liability risks. Many agents suggest a minimum of 1 million dollars in coverage for homeowners with a pool or rental property. A local agent can calculate a suitable limit based on your personal situation.
Is umbrella insurance required by New York law?
New York state law does not require umbrella insurance. However, New York does require minimum liability coverage on auto policies of 25000 dollars per person and 50000 dollars per accident. Umbrella insurance is optional but recommended for those with significant assets to protect.