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Compare umbrella insurance agents in Elmsford. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Elmsford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 umbrella insurance agents in Elmsford, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
TR Insurance Agency, Inc
77 E Main St, Elmsford, NY 10523
(914) 432-3087
trinsuranceagency.com
Donnelly Insurance Center Agency Inc.
6 N Lawn Ave, Elmsford, NY 10523
(914) 347-6500
donnellyagency.com
An umbrella insurance agent in Elmsford, New York can help you secure additional liability coverage beyond your auto or homeowners policy. New York law requires minimum auto liability limits, but a serious accident can quickly exceed those amounts. An umbrella policy provides extra protection for your savings and future earnings.
What Does a Umbrella Insurance Agent in Elmsford Cost?
In New York, umbrella insurance typically costs between 150 and 500 dollars per year for 1 million dollars in coverage. Costs increase for higher limits or if you have multiple properties or vehicles. Your driving record and claims history also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Elmsford do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your primary insurance limits. In New York, this can protect against lawsuits from car accidents or property incidents. The agent assesses your risk and finds a policy from a licensed carrier.
How much umbrella coverage do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage for New York residents. The amount depends on your assets, income, and potential liability risks. New York courts can award large settlements, so higher limits may be wise for homeowners or business owners.
Is umbrella insurance required by New York law?
No, New York law does not require umbrella insurance. However, the state requires minimum auto liability limits of 25,000 dollars per person and 50,000 dollars per accident. An umbrella policy adds extra protection beyond these mandatory minimums.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.