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Browse umbrella insurance agents serving Bohemia, New York. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Bohemia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 umbrella insurance agents in Bohemia, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
My Compass Group
80 Orville Dr # 100, Bohemia, NY 11716
(631) 318-0008
mycompassinsurancegroup.com
Loscalzo Insurance Agency
80 Orville Dr Suite 100-10192, Bohemia, NY 11716
(631) 676-7080
loscalzoagency.com
Briana Ray Agency: Allstate Insurance
4615 Sunrise Hwy, Bohemia, NY 11716
(631) 666-6600
agents.allstate.com
Main Street Insurance
80 Orville Dr, Bohemia, NY 11716
(516) 832-0538
mainstins.com
Hometown Insurance Agency of LI
5 Orville Dr Suite 400, Bohemia, NY 11716
(631) 589-0100
hometowninsurance.com
An umbrella insurance agent in Bohemia, New York helps you obtain extra liability coverage beyond standard auto or homeowners policies. New York law requires minimum auto liability limits of $25,000 per person and $50,000 per accident, but umbrella policies can provide $1 million or more in additional protection. Local agents can tailor a policy to your assets and risk profile.
What Does a Umbrella Insurance Agent in Bohemia Cost?
In New York, a $1 million umbrella policy typically costs between $150 and $300 per year for a single vehicle and home. Higher limits, such as $2 million, may cost $200 to $500 annually. Costs vary based on your driving record, number of properties, and claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Bohemia do?
An agent helps you purchase a personal umbrella liability policy that covers claims above your existing insurance limits. They assess your net worth and risk factors to recommend appropriate coverage amounts. In New York, umbrella policies often cover legal defense costs and certain lawsuits not covered by standard policies.
How much umbrella coverage do I need in New York?
Most New York agents suggest coverage equal to your total net worth, often starting at $1 million. High income individuals or those with rental properties may need $2 million or more. New York courts can award large judgments, so higher limits provide better protection.
Does a New York umbrella policy cover lawsuits from car accidents?
Yes, umbrella policies typically cover auto liability claims that exceed your car insurance limits. New York requires minimum auto liability of $25,000 per person and $50,000 per accident, but umbrella coverage can pay additional amounts up to your policy limit.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.