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Compare umbrella insurance agents in Bellmore. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Bellmore, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 umbrella insurance agents in Bellmore, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rodriguez Insurance Agency
2995 Merrick Rd, Bellmore, NY 11710
(516) 268-6016
riacorp.org
Gerrato Agency
107 Bedford Ave, Bellmore, NY 11710
(516) 826-3666
gerratoagencyinc.com
An umbrella insurance agent in Bellmore, New York helps you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. In New York, where lawsuits can result in high settlements due to the state's comparative negligence rules, umbrella insurance provides a crucial safety net. This extra layer of protection is especially valuable for homeowners near the South Shore or those with significant assets.
What Does a Umbrella Insurance Agent in Bellmore Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage, with each additional million costing about 75 to 150 dollars. Factors such as your driving record, property value, and number of vehicles affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Bellmore do?
An umbrella insurance agent helps you evaluate your current liability risks and find a policy that provides extra coverage above your existing auto and home insurance. They can explain how New York's insurance regulations affect your options and help you choose a policy that fits your needs.
How much umbrella insurance do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. In New York, where legal judgments can be substantial due to the state's no-fault auto laws and liability thresholds, higher limits are often advisable.
Is umbrella insurance required by law in New York?
No, umbrella insurance is not required by New York state law. However, it is strongly recommended for anyone with significant assets or high liability risks, as standard policies have coverage limits that may not fully protect you in a major lawsuit.
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Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.