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Directory of umbrella insurance agents in Bedford, New York. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Bedford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 umbrella insurance agents in Bedford, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rammcy Corp
448 Old Post Rd Suite 448D, Bedford, NY 10506
(914) 864-0570
rammcycorp.com
Hickey & Hickey Inc.
460 Old Post Rd, Bedford, NY 10506
(914) 234-9212
hickeyandhickeyinc.com
Long Term Care Insurance
14 East Way, Bedford, NY 10506
(914) 234-7767
Umbrella insurance agents in Bedford, New York help residents secure extra liability coverage beyond standard home and auto policies. New York law requires minimum auto liability limits of $25,000 per person and $50,000 per accident, but an umbrella policy can provide $1 million or more in additional protection. Working with a local agent ensures your policy aligns with Westchester County risks and state regulations.
What Does a Umbrella Insurance Agent in Bedford Cost?
In New York, umbrella insurance typically costs between $150 and $500 per year for $1 million in coverage, with additional millions costing less per increment. Bedford residents may pay slightly more due to higher property values and local risk factors. Actual premiums depend on your underlying policies, driving record, and property type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Bedford do?
An umbrella insurance agent in Bedford helps you assess your liability risks and purchase a policy that extends coverage above your existing home and auto insurance. They explain how the policy works with New York state minimum requirements and advise on appropriate coverage limits for your assets.
How much umbrella coverage do I need in Bedford New York?
Most agents recommend at least $1 million in umbrella coverage, but the right amount depends on your net worth and potential liability risks. In New York, courts often award higher settlements, so residents with significant assets may need $2 million to $5 million in coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.