ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Umbrella Insurance Agents in Runnemede, NJ
Directory of umbrella insurance agents in Runnemede, New Jersey. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Runnemede, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 umbrella insurance agents in Runnemede, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
1st Insurance Agency Runnemede
165 S Black Horse Pike, Runnemede, NJ 08078
(856) 939-5040
Ehly-Cosenza Insurance
151 E Evesham Rd, Runnemede, NJ 08078
(856) 939-1313
ehlycosenza.com
An umbrella insurance agent in Runnemede New Jersey helps you secure extra liability coverage above your auto and homeowners policies. New Jersey law requires minimum auto liability limits of 15000 per person and 30000 per accident, but umbrella policies can provide 1 million or more in additional protection. Local agents understand the risks specific to Runnemede and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Runnemede Cost?
Typical umbrella insurance costs in New Jersey range from 150 to 400 annually for 1 million in coverage. For higher limits like 2 million or 5 million, premiums increase proportionally but remain affordable compared to the protection provided. Factors like multiple properties, teenage drivers, or a swimming pool can raise rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Runnemede do?
An agent helps you find and purchase an umbrella liability policy that covers claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. In New Jersey, umbrella policies often require underlying auto and home insurance with specific minimum limits.
Do I need umbrella insurance in New Jersey?
You may need umbrella insurance if you have significant assets, a pool, or a dog. New Jersey has a high rate of lawsuits for auto accidents and slip-and-fall incidents. An umbrella policy can protect your savings and future earnings from large judgments.
How much does umbrella insurance cost in New Jersey?
Costs typically range from 150 to 400 per year for 1 million in coverage. Premiums depend on your risk factors such as number of vehicles, property features, and claims history. New Jersey insurers may also consider your driving record and credit score.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Runnemede who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.