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Looking for a umbrella insurance agent in Raritan? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Raritan, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 umbrella insurance agents in Raritan, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schon Insurance Assoc LLC: Allstate Insurance
575 NJ-28 Suite 105, Raritan, NJ 08869
(908) 450-7541
agents.allstate.com
Hawk Insurance Solutions
1124 US-202 STE A2, Raritan, NJ 08869
(908) 798-4295
hawkinsure.com
Christina McConnell: Allstate Insurance
13 Wall St, Raritan, NJ 08869
(908) 722-6600
agents.allstate.com
O'Donnell Insurance Agency
38 W Somerset St, Raritan, NJ 08869
(732) 868-8695
Umbrella insurance agents in Raritan New Jersey help residents add an extra layer of liability protection beyond standard home and auto policies. New Jersey law requires minimum liability limits of 25000 per person and 50000 per accident for bodily injury on auto policies. An umbrella policy can cover claims that exceed those limits and provide broader protection for incidents like libel or slander.
What Does a Umbrella Insurance Agent in Raritan Cost?
Typical costs for a one million dollar umbrella policy in New Jersey range from 150 to 300 per year. Premiums depend on your driving record number of properties and personal risk factors. Some insurers require minimum underlying liability limits which can affect total cost. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Raritan do?
An umbrella insurance agent in Raritan helps you purchase a personal liability umbrella policy. This policy provides additional coverage above your existing home and auto insurance limits. The agent assesses your assets and risk to recommend an appropriate coverage amount.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least one million dollars in umbrella coverage for New Jersey residents. The amount you need depends on your assets including your home savings and future income. Your Raritan agent can help calculate the right limit for your situation.
Can umbrella insurance cover legal fees in New Jersey?
Yes umbrella policies typically cover defense costs and legal fees for covered claims. New Jersey courts often award large judgments in liability cases. Umbrella insurance helps pay these costs when your underlying policy limits are exhausted.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.