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Directory of umbrella insurance agents in Randolph, New Jersey. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Randolph, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 umbrella insurance agents in Randolph, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Curtis Hardenburg - State Farm Insurance Agent
2 W Hanover Ave Suite 200A, Randolph, NJ 07869
(862) 284-3362
goodneighburg.com
Erin Misurelli - State Farm Insurance Agent
296 NJ-10, Randolph, NJ 07869
(973) 389-9999
erinmisurelli.com
Steven Lyski: Allstate Insurance
1243 Sussex Turnpike Ste 2, Randolph, NJ 07869
(973) 366-4262
agents.allstate.com
Ever Trust Insurance Service
477 NJ-10, Randolph, NJ 07869
(973) 330-8285
MFP Global Services Corporation
6 Emery Ave, Randolph, NJ 07869
(973) 659-0900
mfpglobal.com
Farmers Insurance - Bill Hove
431 NJ-10 E, Randolph, NJ 07869
(973) 361-0700
agents.farmers.com
High Point Preferred Insurance Co
246 NJ-10, Randolph, NJ 07869
(973) 442-1075
An umbrella insurance agent in Randolph, New Jersey can help you secure extra liability coverage beyond your standard auto or homeowners policy. New Jersey law requires minimum liability limits for auto insurance, but an umbrella policy provides an additional layer of protection against major claims or lawsuits. Working with a local agent ensures you understand how New Jersey liability laws apply to your personal assets.
What Does a Umbrella Insurance Agent in Randolph Cost?
The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 200 to 800 dollars annually. Your final premium depends on your risk profile, number of vehicles, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Randolph do?
An umbrella insurance agent helps you assess your liability risks and purchase a policy that covers claims exceeding your primary insurance limits. In New Jersey, this can be important for protecting assets like your home or savings from large lawsuits.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk factors. New Jersey courts can award large judgments, so higher limits may be wise if you have significant wealth or high-risk activities.
Does New Jersey law require umbrella insurance?
No, New Jersey does not require umbrella insurance by law. However, it is often required by lenders or landlords if you have certain assets. An agent can explain how New Jersey liability laws make umbrella coverage a practical choice.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.