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Showing 4 umbrella insurance agents in Pompton Plains, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rick DeLisi - State Farm Insurance Agent
453 NJ-23, Pompton Plains, NJ 07444
(973) 831-2855
rickdelisi.com
Associates Insurance Inc.
23 Jackson Ave, Pompton Plains, NJ 07444
(973) 358-5772
gallagher-insurance.com
Tall Oaks Agency
589 Newark Pompton Turnpike, Pompton Plains, NJ 07444
(973) 791-4753
Otterstedt Insurance Agency
933 NJ-23, Pompton Plains, NJ 07444
(973) 616-2811
otterstedt.com
What Does a Umbrella Insurance Agent in Pompton Plains Cost?
In New Jersey, umbrella insurance typically costs between 150 and 300 per year for 1 million in coverage. Costs increase with higher limits, such as 2 million for 200 to 500 per year. Factors like driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Pompton Plains do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your auto or home insurance limits. They assess your assets and risk factors to recommend appropriate coverage amounts for your situation.
How much umbrella insurance do I need in New Jersey?
Most agents recommend at least 1 million in umbrella coverage, but the right amount depends on your assets and income. New Jersey courts can award large judgments, so high net worth individuals often need 2 to 5 million in coverage.
Is umbrella insurance required by New Jersey law?
No, New Jersey does not require umbrella insurance by law. However, it is strongly advised for anyone with significant assets or liability risks, such as rental properties or teenage drivers, to protect against lawsuits exceeding standard policy limits.