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Find Umbrella Insurance Agents Near You in Point Pleasant, NJ
Browse umbrella insurance agents serving Point Pleasant, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Point Pleasant, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 umbrella insurance agents in Point Pleasant, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
I & E Insurance Agency
2900 NJ-88, Point Pleasant, NJ 08742
(732) 295-5584
getinsurancequotetoday.com
R Bruce Hill Agency Ltd
1111 Arnold Ave Suite B, Point Pleasant, NJ 08742
(732) 892-3200
rbrucehillagency.com
Advanced Insurance Agency LLC
1225 Bay Ave, Point Pleasant, NJ 08742
(732) 892-5843
quoteadvancedinsurance.com
Umbrella insurance agents in Point Pleasant, New Jersey help residents secure additional liability coverage that goes beyond the limits of auto and homeowners policies. New Jersey law requires minimum auto liability limits, but umbrella policies can protect assets from large claims or lawsuits. Local agents understand the coastal risks and legal environment specific to Ocean County.
What Does a Umbrella Insurance Agent in Point Pleasant Cost?
Typical umbrella insurance costs in New Jersey range from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Rates vary based on your assets, driving record, and property risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an umbrella insurance policy in New Jersey?
An umbrella policy provides extra liability coverage above your existing auto and home insurance. In New Jersey, it typically starts at 1 million dollars and can cover legal costs and judgments. It protects you from major claims that exceed your standard policy limits.
Who needs an umbrella insurance agent in Point Pleasant?
Anyone with significant assets or future income should consider umbrella coverage. This includes homeowners near the Jersey Shore, boat owners, and those with rental properties. An agent can help assess your risk based on local factors like seasonal tourism and water activities.
How do New Jersey laws affect umbrella insurance?
New Jersey has a comparative negligence rule that can impact liability claims. Umbrella policies often cover defense costs even if the lawsuit is groundless. Agents in Point Pleasant understand how state statutes like the New Jersey Tort Claims Act apply to local cases.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.