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Compare Umbrella Insurance Agents in Pleasantville, NJ

Directory of umbrella insurance agents in Pleasantville, New Jersey. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Pleasantville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 umbrella insurance agents in Pleasantville, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ernie Johnson Insurance Agency
714 N New Rd, Pleasantville, NJ 08232
(609) 645-1827
Orchid Insurance
8025 Black Horse Pike, Pleasantville, NJ 08232
(609) 277-7809 orchidinsurance.com

An umbrella insurance agent in Pleasantville, New Jersey helps you secure extra liability protection that goes beyond your auto or homeowners policy. New Jersey law requires minimum auto liability coverage, but umbrella policies can cover claims that exceed those limits. Local agents understand the specific risks for residents near Atlantic City and the coastal region.

What Does a Umbrella Insurance Agent in Pleasantville Cost?

The typical cost for a one million dollar umbrella policy in New Jersey ranges from 150 to 350 dollars per year. Higher limits of two to five million dollars can cost 300 to 800 dollars annually. Your actual premium depends on your driving record, home risks, and number of properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Pleasantville do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy. This policy provides additional coverage after your underlying auto or home insurance limits are used up. The agent can explain how umbrella insurance works with New Jersey minimum coverage requirements.
How much umbrella insurance do I need in New Jersey?
Most agents recommend at least one million dollars in umbrella coverage. Your personal assets, income, and risk factors like owning a pool or rental property affect the amount you need. New Jersey courts allow high judgments, so higher limits may be wise.
Can I get umbrella insurance if I have a low credit score in New Jersey?
Yes, but your premium may be higher. New Jersey insurers can use credit-based insurance scores to set rates. An agent can help you find a company that offers umbrella policies with your credit profile.