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Umbrella Insurance Agents in Pennsauken, NJ

Directory of umbrella insurance agents in Pennsauken, New Jersey. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Pennsauken, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 umbrella insurance agents in Pennsauken, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
M & C Insurance Agency
6825 Westfield Ave Suites A & B, Pennsauken, NJ 08110
(856) 486-0077 mandcinsurance.com
Crespo Insurance Agency
7512 Maple Ave, Pennsauken, NJ 08109
(856) 379-3074 crespoinsuranceagency.com
Rich J Deniken Jr - State Farm Insurance Agent
5525 US-130, Pennsauken, NJ 08110
(856) 662-4222 njcarandhomeinsurance.com
Juray & Associates Inc
7703 Maple Ave #2, Pennsauken, NJ 08109
(856) 663-6400 jurayins.com
Insurance Service NJ
7150 N Park Dr #580, Pennsauken, NJ 08109
(551) 239-6251
Ed Ramming Insurance Agency Inc
4502 Westfield Ave, Pennsauken, NJ 08110
(856) 663-5538 facebook.com
Care Insurance LLC
7235 Boulevard Ave, Pennsauken, NJ 08110
(856) 208-5471

An umbrella insurance agent in Pennsauken, New Jersey can help you secure additional liability coverage beyond your standard auto or homeowners policy. New Jersey law requires minimum liability limits for auto insurance, but an umbrella policy provides an extra layer of protection against major claims or lawsuits. Local agents understand the specific risks for Pennsauken residents, including those related to property near the Delaware River.

What Does a Umbrella Insurance Agent in Pennsauken Cost?

The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Premiums vary based on your risk profile, number of vehicles, and underlying insurance limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Pennsauken do?
An umbrella insurance agent helps you assess your liability risks and find a policy that covers excess claims above your underlying insurance limits. They can explain how New Jersey minimum coverage requirements may leave you exposed and recommend appropriate coverage amounts based on your assets.
Do I need umbrella insurance in New Jersey?
Umbrella insurance is not required by New Jersey law, but it is recommended if you have significant assets, a swimming pool, or a dog. New Jersey has a high rate of auto accidents, and a single lawsuit could exceed your auto or home policy limits. An agent can help you determine if umbrella insurance is right for your situation.
How much umbrella coverage should I get in Pennsauken?
Most umbrella policies start at one million dollars in coverage. Your agent will consider your net worth, future earnings, and lifestyle factors to recommend an appropriate limit. For example, if you own rental property in Pennsauken or have a teenage driver, higher limits may be advisable.