ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Umbrella Insurance Agents in Parsippany-Troy Hills, NJ
Looking for a umbrella insurance agent in Parsippany-Troy Hills? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Parsippany-Troy Hills, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 umbrella insurance agents in Parsippany-Troy Hills, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frantz Gaston Jr - State Farm Insurance Agent
132 Baldwin Rd Suite 132, Parsippany-Troy Hills, NJ 07054
(973) 794-4600
fgjagcy.com
Bankers Life
6 Century Dr Ste 190, Parsippany-Troy Hills, NJ 07054
(973) 775-3700
branches.bankerslife.com
An umbrella insurance agent in Parsippany-Troy Hills, New Jersey helps you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. New Jersey law requires minimum auto liability coverage of 15,000 per person and 30,000 per accident, but an umbrella policy can provide 1 million or more in extra protection. This is especially important for local residents with significant assets or those who face higher lawsuit risks.
What Does a Umbrella Insurance Agent in Parsippany-Troy Hills Cost?
Typical umbrella insurance costs in New Jersey range from 150 to 300 per year for 1 million in coverage. For 2 million in coverage, costs often run 250 to 500 per year. Premiums depend on factors such as your driving history, home value, and number of properties. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Parsippany-Troy Hills do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that provides extra coverage above your existing auto and home insurance. They assess your risk profile and recommend coverage limits that fit your needs and budget.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least 1 million in umbrella coverage, but the right amount depends on your assets and income. New Jersey courts can award large judgments, so higher limits like 2 million or 5 million may be wise for high-net-worth individuals.
What is the cost of umbrella insurance in New Jersey?
Typical umbrella insurance costs in New Jersey range from 150 to 300 per year for 1 million in coverage. Costs increase with higher limits and vary based on your driving record, property value, and number of vehicles.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Parsippany-Troy Hills who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.