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Looking for a umbrella insurance agent in Ocean Township? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Ocean Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 umbrella insurance agents in Ocean Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Atlantic Insurance Adjusters, Inc.
1500 Allaire Ave suite 202, Ocean Township, NJ 07712
(732) 918-9400
atlanticinsadj.com
Brenda Skinner - State Farm Insurance Agent
3329 Sunset Ave, Ocean Township, NJ 07712
(732) 774-5257
brendaskinner.com
Farmers Insurance - Ronald Seruya
1312 Allenhurst Ave, Ocean Township, NJ 07712
(732) 361-1028
agents.farmers.com
An umbrella insurance agent in Ocean Township, New Jersey can help you secure additional liability protection beyond your auto and homeowners policies. New Jersey law requires minimum liability limits on auto insurance, but umbrella coverage can shield your assets from large claims or lawsuits. Local agents understand the specific risks for Ocean Township residents, including coastal property concerns.
What Does a Umbrella Insurance Agent in Ocean Township Cost?
The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher coverage limits, such as two to five million dollars, may cost between 300 and 600 dollars annually. Actual premiums depend on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Ocean Township do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that provides extra coverage above your existing home and auto insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount. In New Jersey, umbrella policies typically start at one million dollars in coverage.
How much umbrella insurance do I need in New Jersey?
The amount of umbrella insurance you need depends on your net worth, income, and potential liability risks. Many New Jersey agents suggest at least one million dollars in coverage, but higher limits may be wise if you own property or have significant savings. Your agent can calculate the right amount based on your personal financial situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.