The top-rated umbrella insurance agent in North Bergen, New Jersey is Gonzalez & Company Insurance Agency, rated 4.9 stars across 354 reviews. Other highly rated options include Winston Solutions Group, Plaza Travel & Insurance, Velocity Insurance Multi Services. This directory lists 13 umbrella insurance agents serving North Bergen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gonzalez & Company Insurance Agency | 5833 John F. Kennedy Blvd Floor 3 | (201) 869-6409 |
| 2 | Winston Solutions Group | 9060 Palisade Ave Suite C-002 | (646) 894-3753 |
| 3 | Plaza Travel & Insurance | 7117 John F. Kennedy Blvd | (201) 854-3656 |
| 4 | Velocity Insurance Multi Services | 4514 Bergen Turnpike | (201) 866-8807 |
| 5 | InsureOne Insurance | 7311 Bergenline Ave | (201) 514-7404 |
| 6 | Jared Bush - State Farm Insurance Agent | 725 John F. Kennedy Blvd W | (201) 325-8880 |
| 7 | M & F Insurance | 8305a Bergenline Ave | — |
| 8 | Robert J Auth Agency | 7117 John F. Kennedy Blvd | (201) 854-1345 |
| 9 | Juny Professional Services LLC | 8400 John F. Kennedy Blvd | (201) 624-8010 |
| 10 | CoreSafe Insurance Agency NJ | 7016 Newkirk Ave | (551) 223-1613 |
Gonzalez & Company Insurance Agency serves the North Bergen, New Jersey area with protective coverage solutions. As an umbrella insurance agent, it provides policies that offer additional liability protection beyond standard auto and homeowners policies. These layers of coverage help safeguard personal assets from large claims or lawsuits. Residents and property owners often require this secondary insurance for increased financial security. The company handles the advising and policy placement for both residential umbrella coverage and commercial liability umbrella policies.
Winston Solutions Group provides umbrella insurance agent services to clients in North Bergen, NJ. The company offers personalized consultations to evaluate a client's existing liability coverage and determine an appropriate excess policy limit. Service plans include periodic policy reviews to ensure adequate protection as assets change. Maintenance involves managing claims coordination with primary insurers to secure seamless coverage layers. The firm assists residential clients with single-family homes and apartment buildings. For commercial needs, it services retail spaces, restaurants, and other local businesses seeking added liability safeguards.
Serving North Bergen and the surrounding Hudson County communities, Plaza Travel & Insurance handles umbrella liability coverage for local residents and businesses. This specialized insurance provides an extra layer of protection beyond standard auto and homeowners policies, shielding clients against major claims and lawsuits. The agent assesses each client’s existing coverage, identifies potential gaps in liability limits, and then secures a separate umbrella policy to fill those gaps. A typical job begins with a thorough risk review and ends with a tailored supplement that extends the client’s overall safety net.
Velocity Insurance Multi Services in North Bergen, NJ serves homeowners, businesses, and property managers seeking supplemental liability protection. The agency facilitates umbrella policies that extend coverage limits beyond standard auto and homeowner plans, helping clients safeguard substantial assets against major claims. Policies typically cover legal defense costs and settlement payments that exceed underlying insurance caps. Velocity Insurance Multi Services helps customers evaluate their risk exposure across multiple properties and business structures. The agency also provides similar umbrella insurance guidance to clients throughout Jersey City and nearby Hudson County communities.
InsureOne Insurance, located in North Bergen, NJ, provides umbrella insurance agents who help clients differentiate between a one-time policy purchase for immediate liability protection and a recurring service option that adjusts limits automatically as assets change. Coverage offered through this agency fills gaps left by standard homeowners and auto policies, extending liability safeguards for major incidents and lawsuits. Service runs on either a one-time basis for a single policy setup or an as-needed schedule for periodic coverage reviews and claims support.
Jared Bush - State Farm Insurance Agent in North Bergen, NJ, specializes in umbrella insurance policies that extend personal liability coverage beyond standard limits. It also provides general insurance services for auto, home, and life protection needs. The agency helps clients safeguard their assets against major claims and lawsuits that could arise from everyday accidents. As local coastal weather conditions increase property and liability risks each storm season, this office assists homeowners with reviewing their existing coverage to ensure sufficient buffer for worst-case scenarios.
Robert J Auth Agency offers personal and commercial liability coverage, with a specialty in umbrella insurance policies that provide additional protection beyond standard limits. Serving the North Bergen, New Jersey area, the agency helps clients manage risk from major claims or lawsuits. These policies are designed to cover both businesses and individuals, extending liability safeguards for offices, warehouses, and food service operations.
As an umbrella insurance agent, Juny Professional Services LLC helps residential clients in North Bergen, NJ extend liability coverage beyond standard homeowners and auto policies. The agency also assists local commercial businesses with broader protection for potential lawsuits and property claims. Serving clients throughout North Bergen and the surrounding Hudson County area, this firm focuses on filling coverage gaps that could leave assets exposed. After providing personalized consultation and policy placement, the agency maintains regular contact to review changing needs and offers follow-up adjustments between scheduled visits.
CoreSafe Insurance Agency NJ in North Bergen, New Jersey, is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. The agency serves clients throughout the local area, helping homeowners, auto owners, and renters safeguard their assets against large claims and lawsuits. By offering additional policy layers, the firm ensures broader financial security for unforeseen incidents. CoreSafe can also add on excess liability coverage for those with significant rental properties or recreational vehicles.
What Does an a Umbrella Insurance Agent in North Bergen Cost?
In New Jersey, umbrella insurance typically costs between 150 and 400 dollars per year for one million dollars of coverage. Costs increase with higher coverage limits, additional properties, or multiple vehicles. Factors like your credit score, claims history, and the number of drivers in your household also affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in North Bergen
An umbrella insurance agent in North Bergen, New Jersey helps you secure additional liability coverage beyond your standard home and auto policies. New Jersey law requires all drivers to carry minimum liability insurance, but an umbrella policy can protect your assets in case of a major accident or lawsuit. Local agents understand the specific risks and coverage needs for residents of Hudson County.
Frequently Asked Questions
What does an umbrella insurance agent in North Bergen do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage limits. This policy kicks in after your underlying home or auto insurance is exhausted. The agent will assess your assets and recommend an appropriate coverage amount.
How much umbrella insurance do I need in New Jersey?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your net worth and risk factors. New Jersey courts can award large judgments in liability cases, so higher limits may be wise if you own a home or have significant savings. Your agent can help calculate the right level for your situation.
Can I get umbrella insurance if I have a poor driving record in North Bergen?
Yes, but your premium may be higher. Umbrella insurance requires you to maintain minimum underlying coverage on your auto and home policies. A history of accidents or violations can affect eligibility and cost. Your agent can review your driving record and find a carrier that accepts your risk profile.
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