Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 umbrella insurance agents in New Brunswick, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Yeni Romero - State Farm Insurance Agent
142 Livingston Ave, New Brunswick, NJ 08901
(732) 853-1958
insurance08901.com
Lacerda Insurance Agency
173 Livingston Ave, New Brunswick, NJ 08901
(732) 514-9200
lacerdainsurances.com
Capacity Insurance Agency NJ
25 Bayard St, New Brunswick, NJ 08901
(551) 242-0456
East insurance
260 Commercial Ave, New Brunswick, NJ 08901
(732) 426-3520
Insurance experts co
103 Easton Ave, New Brunswick, NJ 08901
(732) 426-3438
J Joseph Connor Agency
46 Bayard St #306, New Brunswick, NJ 08901
(732) 249-7777
Marmar Insurance Agency LLC
226 George St, New Brunswick, NJ 08901
(732) 442-1120
marmar.net
What Does a Umbrella Insurance Agent in New Brunswick Cost?
The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Prices can vary based on your risk factors, such as driving record, property value, and number of vehicles. Higher coverage limits, such as two million or five million dollars, will cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in New Brunswick do?
An umbrella insurance agent helps you purchase a policy that covers liability claims exceeding your standard insurance limits. This includes personal injury, property damage, and certain lawsuits. The agent assesses your assets and risk to recommend an appropriate coverage amount.
How much umbrella insurance do I need in New Jersey?
Most agents recommend at least one million dollars in umbrella coverage, but the amount depends on your assets and income. New Jersey does not set a specific minimum for umbrella policies, but higher net worth individuals often require two to five million dollars. Your agent can help calculate the right level based on your financial exposure.
Is umbrella insurance required by law in New Jersey?
No, umbrella insurance is not required by New Jersey law. However, it is strongly advised for anyone with significant assets or a higher risk of liability claims. New Jersey courts can award large judgments, so umbrella coverage helps protect your savings and future earnings.