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Compare Umbrella Insurance Agents in Middletown Township, NJ
Browse umbrella insurance agents serving Middletown Township, New Jersey. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Middletown Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 umbrella insurance agents in Middletown Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greg Thomas - State Farm Insurance Agent
1715 NJ-35 Suite 203, Middletown Township, NJ 07748
(732) 957-0500
gregthomas.org
Christopher Shekian: Allstate Insurance
6 Leonardville Rd, Middletown Township, NJ 07748
(732) 671-2800
agents.allstate.com
Van Pelt & Son Agency Inc
1 Cherry Tree Farm Rd, Middletown Township, NJ 07748
(732) 671-0570
vanpeltinsurance.com
Your Town Insurance
1 Leonardville Rd, Middletown Township, NJ 07748
(732) 203-9000
yourtowninsurance.com
Farmers Insurance - John Macchio
753 NJ-35, Middletown Township, NJ 07748
(732) 856-9568
agents.farmers.com
Healy Brokerage LLC
70 Hialeah Ave, Middletown Township, NJ 07748
(732) 614-6103
healybrokerage.com
An umbrella insurance agent in Middletown Township New Jersey helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. New Jersey requires all drivers to carry minimum liability insurance, but umbrella policies provide an extra layer of protection for major claims or lawsuits. Working with a local agent ensures you understand how New Jersey laws, such as the comparative negligence rule, affect your coverage needs.
What Does a Umbrella Insurance Agent in Middletown Township Cost?
The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1000 dollars annually. Actual premiums depend on factors like your driving record, number of properties, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Middletown Township?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that extends coverage limits on your existing home and auto insurance. They assess your assets and risk exposure to recommend appropriate coverage amounts. In New Jersey, this is especially important for homeowners with pools or rental properties.
How much umbrella insurance do I need in New Jersey?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability risks. New Jersey courts can award large judgments in personal injury cases, so higher limits may be wise for high net worth individuals. Your agent can help calculate a suitable amount based on your specific situation.
Is umbrella insurance required by law in New Jersey?
No, umbrella insurance is not required by New Jersey law. However, it is strongly recommended for anyone with significant assets to protect. New Jersey has a mandatory minimum auto liability requirement of 15000 dollars per person and 30000 dollars per accident, but umbrella coverage adds protection above those minimums.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.