Skip to main content

Find Umbrella Insurance Agents Near You in Long Beach, NJ

Browse umbrella insurance agents serving Long Beach, New Jersey. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Long Beach, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 umbrella insurance agents in Long Beach, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Van Dyk Group
12800 Long Beach Blvd, Long Beach, NJ 08008
(609) 492-1511 vandykgroup.com
Zack Denise, The Van Dyk Group - Long Beach Island
12800 Long Beach Blvd, Long Beach, NJ 08008
(609) 492-1511
General Insurance Agency
7712 Long Beach Blvd, Long Beach, NJ 08008
(800) 882-0801 gia911.com

An umbrella insurance agent in Long Beach, New Jersey helps you secure additional liability coverage beyond standard home and auto policies. New Jersey law requires minimum auto liability limits, but umbrella policies can provide extra protection for assets. Local agents understand coastal risks and can tailor coverage for your needs.

What Does a Umbrella Insurance Agent in Long Beach Cost?

Typical costs for an umbrella insurance policy in New Jersey range from 150 to 300 dollars per year for one million dollars in coverage. Higher limits may cost more, and factors like your driving record and property value affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an umbrella insurance policy in New Jersey?
An umbrella policy provides extra liability coverage above your home and auto insurance limits. In New Jersey, it can help protect against lawsuits for accidents or property damage. It typically starts at one million dollars in coverage.
How much umbrella coverage do I need in Long Beach?
The amount depends on your assets and risk factors like owning a home or boat. Many agents recommend at least one million dollars in coverage. New Jersey does not set a minimum for umbrella policies, but your insurer may require certain underlying limits.
Can I get an umbrella policy if I have a rental property in Long Beach?
Yes, umbrella policies often cover rental properties as long as you have adequate underlying landlord insurance. New Jersey law does not require umbrella coverage for rentals, but it is a common way to protect against liability claims from tenants.