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Directory of umbrella insurance agents in Irvington, New Jersey. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Irvington, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 umbrella insurance agents in Irvington, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Deramo Insurance Associate Inc
1070 Clinton Ave, Irvington, NJ 07111
(973) 371-7550
deramoinsurancenj.com
Amc Insurance Agency,Inc
1049 Clinton Ave, Irvington, NJ 07111
(973) 373-3564
Limonette Insurance Agency llc
888 Stuyvesant Ave. #1, Irvington, NJ 07111
(973) 792-8375
limonettellc.com
Hanover Financial Services LLC
1160 Stuyvesant Ave., Irvington, NJ 07111
(908) 477-7979
hanoverfinancialservicesllc.com
An umbrella insurance agent in Irvington, New Jersey can help you secure additional liability coverage beyond your home and auto policies. New Jersey law requires minimum auto liability limits of 15000 per person and 30000 per accident, but an umbrella policy provides extra protection. This coverage is important for Irvington residents who want to safeguard their savings and future earnings from large lawsuits.
What Does a Umbrella Insurance Agent in Irvington Cost?
Typical costs for an umbrella insurance policy in New Jersey range from 150 to 300 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Premiums vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Irvington do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing home and auto insurance limits. They assess your risk profile and recommend appropriate coverage amounts based on your assets and lifestyle.
Who needs umbrella insurance in New Jersey?
Anyone with significant assets, a high income, or potential liability risks such as a swimming pool, dog, or teenage driver should consider umbrella insurance. New Jersey courts can award large judgments, so extra coverage helps protect against financial loss.
How much umbrella coverage do I need in Irvington?
Most agents recommend at least 1 million dollars in umbrella coverage for New Jersey residents. The right amount depends on your net worth, income, and exposure to lawsuits. An agent can help you calculate a suitable limit.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.