Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 umbrella insurance agents in Hackettstown, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sure Safe Insurance NJ
108 High St, Hackettstown, NJ 07840
(908) 858-3665
Stuber Insurance Agency
115 Mill St, Hackettstown, NJ 07840
(908) 852-4444
stuberinsurance.com
Generazio Associates, Inc. Insurance
Lower Level, 108 High St Suite A, Hackettstown, NJ 07840
(973) 429-8101
generazio.com
Otterstedt Insurance Agency
313 High St #1, Hackettstown, NJ 07840
(908) 852-5555
otterstedt.com
What Does a Umbrella Insurance Agent in Hackettstown Cost?
In New Jersey, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Costs increase with higher limits and additional risks like rental properties or teenage drivers. Premiums vary based on your claims history and the underlying policies. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Hackettstown do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your underlying auto or home insurance limits. They assess your risks and recommend appropriate coverage amounts based on New Jersey requirements.
How much umbrella insurance do I need in New Jersey?
Most agents recommend at least 1 million dollars in umbrella coverage, but higher limits may be needed if you own significant assets or have high income. New Jersey does not set a specific minimum for umbrella policies, but underlying auto coverage must meet state minimums.