Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 umbrella insurance agents in Garfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dani Candelario - State Farm Insurance Agent
24 Outwater Ln, Garfield, NJ 07026
(973) 330-5388
askdani.com
Insurox
400 River Dr, Garfield, NJ 07026
(973) 546-1099
insurox.com
Imperial Agency, Inc.
60 Outwater Ln, Garfield, NJ 07026
(973) 546-9567
imperial79.com
VIVA INSURANCE AGENCY / VIVA CONSULTING GROUP - USA/GAR AGENCY- PR
152 Harrison Ave, Garfield, NJ 07026
(201) 203-7916
North Jersey Insurance Group
358 Midland Ave, Garfield, NJ 07026
(201) 773-8989
njinsgrp.com
Farmers Insurance - Christos Hatzis
303 Semel Ave Suite B, Garfield, NJ 07026
(201) 272-1200
agents.farmers.com
skalinsurance
361 County Rd 67, Garfield, NJ 07026
(973) 471-0900
What Does a Umbrella Insurance Agent in Garfield Cost?
In New Jersey, umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars in coverage. Higher limits, such as two million or five million dollars, may cost 200 to 500 dollars annually. Your premium depends on factors like the number of vehicles, homes, and your claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Garfield do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your existing home and auto insurance. In New Jersey, this can cover claims like libel, slander, or false arrest that standard policies may not include. The agent reviews your assets and risks to recommend an appropriate coverage amount.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least one million dollars in umbrella coverage, especially if you own a home or have significant savings. New Jersey courts can award large judgments in personal injury cases, making higher limits a wise choice. Your agent will assess your net worth and potential risks to determine the right amount.