Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 umbrella insurance agents in Cliffside Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Glenn Bartlett - State Farm Insurance Agent
400 Palisade Ave, Cliffside Park, NJ 07010
(201) 945-0404
glennbartlett.com
Gerry Rossi Agency
517 Anderson Ave, Cliffside Park, NJ 07010
(201) 941-9512
ALP INSURANCE & FINANCIAL SERVICES
607 Anderson Ave, Cliffside Park, NJ 07010
(201) 945-2408
alpinsurance.com
Michael Bello Insurance
605 Anderson Ave # 3, Cliffside Park, NJ 07010
(201) 943-3575
michaelbelloagency.com
Goodhands insurance
300 Winston Dr, Cliffside Park, NJ 07010
(551) 359-7975
allstate.com
M&S Insurance Agency
558 Anderson Ave, Cliffside Park, NJ 07010
(201) 812-7870
msagencyinsures.com
What Does a Umbrella Insurance Agent in Cliffside Park Cost?
Typical umbrella insurance costs in New Jersey range from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums increase with higher limits and additional risk factors like multiple properties or young drivers. Costs vary by situation based on your assets and claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Cliffside Park do?
An umbrella insurance agent helps you purchase a policy that covers liability claims exceeding your standard insurance limits. In New Jersey, this can protect against lawsuits from accidents or property damage. The agent assesses your risk and recommends appropriate coverage amounts.
How much umbrella coverage do I need in New Jersey?
Common umbrella policy limits in New Jersey start at 1 million dollars and go up to 5 million dollars or more. The amount you need depends on your assets, income, and potential liability exposure. Your agent can help calculate a suitable limit based on your financial situation.
Is umbrella insurance required by law in New Jersey?
No, New Jersey does not require umbrella insurance by law. However, it is often recommended for individuals with significant assets or high liability risks. Standard auto and homeowners policies have limits that may not cover large claims, making umbrella coverage a smart choice.