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Find Umbrella Insurance Agents Near You in Berkeley Heights, NJ
Compare umbrella insurance agents in Berkeley Heights. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Berkeley Heights, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 umbrella insurance agents in Berkeley Heights, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve McMahon - State Farm Insurance Agent
261 Springfield Ave #205, Berkeley Heights, NJ 07922
(908) 464-7525
berkeleyheightsinsurance.com
Jose Espejo: Allstate Insurance
302 Springfield Ave, Berkeley Heights, NJ 07922
(908) 464-4500
agents.allstate.com
Berkeley Heights Insurance
300 Connell Dr, Berkeley Heights, NJ 07922
(908) 663-1552
Glenn Davis - State Farm Insurance Agent
144 Summit Ave, Berkeley Heights, NJ 07922
(908) 464-8710
glenndavisinsurance.net
HUB International
300 Connell Dr Suite 3000, Berkeley Heights, NJ 07922
(908) 790-6800
hubinternational.com
Savoy
Round Table Studios, Suite 1000, 200 Connell Dr, Berkeley Heights, NJ 07922
(973) 377-2220
savoyassociates.com
Broadspire Services
300 Connell Dr, Berkeley Heights, NJ 07922
(908) 508-4800
Umbrella insurance agents in Berkeley Heights, New Jersey help residents secure additional liability coverage that goes beyond standard auto and homeowners policies. New Jersey law requires minimum liability limits for auto insurance, but an umbrella policy can provide extra protection against large claims or lawsuits. Local agents understand the specific risks for homeowners in Union County, such as pool ownership or dog liability issues.
What Does a Umbrella Insurance Agent in Berkeley Heights Cost?
The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Higher coverage amounts, such as two or five million dollars, may cost between 300 and 1,500 dollars annually. Factors like your driving record, property value, and number of rental units affect the premium. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Berkeley Heights do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above the limits of your existing auto and home insurance. They assess your assets and risk factors to recommend an appropriate coverage amount. The agent also explains how the policy works with your underlying insurance requirements in New Jersey.
How much umbrella insurance do I need in Berkeley Heights?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your assets and income. New Jersey courts can award large judgments in personal injury cases, so higher net worth individuals often need two to five million dollars in coverage. Your agent will help you calculate a suitable limit based on your financial situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.