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Looking for a umbrella insurance agent in Amherst? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Amherst, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Hampshire before hiring.
Showing 9 umbrella insurance agents in Amherst, NH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
George C. Haegele: Allstate Insurance
292 State Rte 101 #5, Amherst, NH 03031
(603) 672-6061
agents.allstate.com
Pete Ackerson - State Farm Insurance Agent
294 State Rte 101 Ste 1, Amherst, NH 03031
(603) 673-0221
peteackerson.com
HPM Insurance
101 Ponemah Rd, Amherst, NH 03031
(603) 673-1201
hpminsurance.com
Davis & Towle Walnut Hill Insurance
27 NH-101A, Amherst, NH 03031
(603) 672-5155
dtwhinsurance.com
Marie Terhune Licensed Insurance Broker
6 Standish Way, Amherst, NH 03031
(603) 377-9577
medicareagentshub.com
Tom Peters - State Farm Insurance Agent
135 NH-101A, Amherst, NH 03031
(603) 889-4333
tompetersinsurance.com
Brian Morin: Allstate Insurance
292 State Rte 101 Bldg F Unit 5, Amherst, NH 03031
(603) 913-6111
agents.allstate.com
Brian LaBonte Insurance Agency
38 The Flume, Amherst, NH 03031
(603) 589-1017
brianlabonteinsurance.com
Meridian Insurance Agency
8 Main St, Amherst, NH 03031
(603) 673-7228
meridianinsuranceagency.com
Umbrella insurance provides additional liability coverage beyond standard home and auto policies. In New Hampshire, where personal injury lawsuits can exceed basic policy limits, an umbrella policy helps protect your assets. Local agents in Amherst can guide you through coverage options tailored to your needs.
What Does a Umbrella Insurance Agent in Amherst Cost?
Typical costs for umbrella insurance in New Hampshire range from 150 to 300 dollars per year for 1 million dollars in coverage. Factors like your driving record, number of properties, and risk profile affect the premium. Higher coverage limits, such as 2 million or 5 million dollars, cost more but remain affordable compared to the protection provided. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in New Hampshire?
Umbrella insurance covers legal costs and damages from claims like bodily injury or property damage that exceed your underlying policy limits. It also covers certain claims not included in home or auto policies, such as libel or slander. New Hampshire law does not require umbrella insurance, but it is recommended for high-net-worth individuals.
How much umbrella coverage do I need in Amherst?
Most agents suggest a minimum of 1 million dollars in coverage, with higher limits for those with significant assets or high-risk activities. Your agent will assess your net worth and potential liability exposure to determine the right amount. New Hampshire has no specific statutory minimum for umbrella coverage.
Do I need umbrella insurance if I have a home-based business in Amherst?
Yes, a home-based business may increase your liability risk. Standard home policies often exclude business-related claims. Umbrella insurance can provide extra protection for incidents like a delivery driver injury on your property. Check with your agent to ensure your policy covers business exposures.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Hampshire.