Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 4 umbrella insurance agents in Manchester, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Thomas Stubbs Agency, LLC American Family Insurance
234 Old Meramec Station Rd STE G, Manchester, MO 63021
(636) 238-0083
amfam.com
Nathan Spain Agency, LLC- American Family Insurance
14368 Manchester Rd #200, Manchester, MO 63011
(636) 230-8883
amfam.com
AAA Manchester Insurance and Member Services
477 Lafayette Ctr Dr, Manchester, MO 63011
(636) 394-0052
ace.aaa.com
St. Louis Insurance Services
13720 Manchester Rd, Manchester, MO 63011
(314) 288-2880
stlouisinsuranceservices.com
What Does a Umbrella Insurance Agent in Manchester Cost?
The typical cost for a one million dollar umbrella insurance policy in Missouri ranges from 150 to 300 dollars per year. Higher coverage amounts, such as two million dollars, may cost between 250 and 500 dollars annually. Costs vary based on your driving record, home location, and number of vehicles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Manchester do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your home or auto insurance limits. The agent assesses your assets and risk profile to recommend an appropriate coverage amount. They also explain how the policy interacts with your existing insurance.
How much umbrella coverage do I need in Missouri?
Most agents recommend at least one million dollars in umbrella coverage for Missouri residents with significant assets or high liability risks. The amount depends on factors like your home value, savings, and potential exposure from activities like owning a pool or a dog. An agent can help you calculate a suitable limit.
Are umbrella policies expensive in Missouri?
Umbrella insurance in Missouri is generally affordable, often costing between 150 and 300 dollars per year for one million dollars of coverage. Premiums vary based on your risk profile and the number of underlying policies. Your agent can provide a specific quote based on your situation.