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Looking for a umbrella insurance agent in Flowood? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Flowood, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Mississippi before hiring.
Showing 3 umbrella insurance agents in Flowood, MS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
IPS - Insurance Protection Specialists
5500 Plaza Dr Suite A, Flowood, MS 39232
(601) 992-4040
ips-ms.com
Riverside Insurance Agency
254 Katherine Dr B, Flowood, MS 39232
(769) 251-0115
riverside1st.com
Premier Insurance Group, LLC
5719 MS-25, Flowood, MS 39232
(769) 233-2546
mypremier-ins.com
An umbrella insurance agent in Flowood Mississippi can help you secure extra liability coverage beyond your standard auto or homeowners policy. Mississippi law does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuits. Local agents understand the specific liability risks in the Jackson metro area and can tailor a policy to your needs.
What Does a Umbrella Insurance Agent in Flowood Cost?
The cost of an umbrella insurance policy in Mississippi typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums increase for higher limits, with 2 million dollars costing around 250 to 600 dollars annually. Factors like your driving record, number of properties, and claims history affect the rate. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Flowood do?
An umbrella insurance agent in Flowood helps you purchase a personal liability umbrella policy that kicks in after your underlying auto or home insurance limits are exhausted. The agent assesses your assets and risk exposure to recommend an appropriate coverage amount. They also help you meet Mississippi insurance requirements for underlying policy limits.
How much umbrella insurance do I need in Mississippi?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners with significant assets or high liability risks. Mississippi courts allow large judgments in personal injury cases, so higher limits may be wise for business owners or those with rental properties. Your agent will calculate the right amount based on your net worth and lifestyle.
Can I get umbrella insurance if I have a poor driving record in Mississippi?
Yes, but your options may be limited. Mississippi insurers consider your claims history and driving record when underwriting umbrella policies. A Flowood agent can shop multiple carriers to find one that accepts higher risk drivers, though premiums will be higher. You must also maintain a clean underlying auto policy with minimum liability limits of 300,000 dollars per occurrence.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Mississippi.