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Looking for a umbrella insurance agent in Wayzata? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Wayzata, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 umbrella insurance agents in Wayzata, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Minnesota Insurance Group
15250 Wayzata Blvd # 103, Wayzata, MN 55391
(952) 930-3661
maverickriskpartners.com
Bullis Insurance Agency, LLC
1001 Twelve Oaks Center Dr #1003, Wayzata, MN 55391
(952) 449-0089
bullisagency.com
insurance specialist network
1001 Twelve Oaks Center Dr, Wayzata, MN 55391
(952) 856-8720
insurancespecialistnetwork.com
Bialke Agency
1310 Wayzata Blvd, Wayzata, MN 55391
(612) 474-0448
bialkeinsurance.com
An umbrella insurance agent in Wayzata, Minnesota can help you secure extra liability coverage beyond your standard auto or homeowners policy. This type of policy is especially useful given Minnesota's shared fault laws, which can affect personal injury claims. Local agents understand the specific risks and coverage needs for residents of Wayzata and the surrounding area.
What Does a Umbrella Insurance Agent in Wayzata Cost?
In Minnesota, the cost of a 1 million dollar umbrella insurance policy typically ranges from 150 to 300 dollars per year. Higher coverage limits, such as 2 million or 5 million dollars, may cost between 300 and 600 dollars annually. Actual premiums depend on factors like your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Wayzata do?
An umbrella insurance agent in Wayzata helps you purchase a personal liability umbrella policy that provides additional coverage above your existing insurance limits. They assess your assets and risk exposure to recommend appropriate coverage amounts. This agent can also explain how Minnesota's comparative fault rule may impact liability claims.
How much umbrella insurance do I need in Minnesota?
The amount of umbrella insurance you need depends on your total assets and potential liability risks. In Minnesota, many agents recommend at least 1 million dollars in coverage, but higher limits may be necessary for high-net-worth individuals. A local agent can help calculate the right amount based on your personal situation.
Is umbrella insurance required by law in Minnesota?
No, umbrella insurance is not required by Minnesota law. However, it is a common recommendation for those who want extra protection against large lawsuits. Minnesota does require minimum liability coverage for auto insurance, but umbrella policies are optional and provide an additional layer of security.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.