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Browse umbrella insurance agents serving Waite Park, Minnesota. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Waite Park, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 umbrella insurance agents in Waite Park, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Central Insurance Group
72 10th Ave S Suite 201, Waite Park, MN 56387
(320) 774-2005
central-insurancegroup.com
Patriot Insurance Brokers
49 2nd Ave N Suite 101, Waite Park, MN 56387
(320) 252-8222
patriotinsurancebrokers.com
Christensen Group Insurance
130 Division St, Waite Park, MN 56387
(320) 251-3154
christensengroup.com
Omann Insurance
129 Waite Ave N, Waite Park, MN 56387
(320) 252-6175
omanninsurance.com
An umbrella insurance agent in Waite Park, Minnesota can help you secure extra liability coverage beyond your standard policies. Minnesota law requires auto insurance minimums of 30/60/10, but umbrella policies provide additional protection for major claims. Local agents understand the specific risks for homeowners and drivers in central Minnesota.
What Does a Umbrella Insurance Agent in Waite Park Cost?
In Minnesota, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Premiums may be higher for households with multiple drivers or young drivers. Costs vary based on your risk profile, claims history, and the insurance carrier. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Waite Park do?
An umbrella insurance agent helps you find a policy that covers liability claims exceeding your home or auto insurance limits. They assess your assets and risks to recommend appropriate coverage amounts.
How much umbrella insurance do I need in Minnesota?
Most agents suggest coverage equal to your net worth, typically starting at 1 million dollars. Minnesota courts can award large judgments, so higher limits may be wise for property owners or business professionals.
Is umbrella insurance required by Minnesota law?
No, Minnesota does not require umbrella insurance. However, it is strongly recommended if you have significant assets or face higher liability risks from activities like owning a pool or rental property.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.