ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Umbrella Insurance Agents Near You in North Mankato, MN
Browse umbrella insurance agents serving North Mankato, Minnesota. Contact information and addresses listed below.
3 agents listed
Updated May 2026
North Mankato, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 umbrella insurance agents in North Mankato, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Key City Insurance Agency
1760 Commerce Dr, North Mankato, MN 56003
(507) 625-7667
insurancekeycity.com
Simpson Insurance Agency
1445 Lookout Dr, North Mankato, MN 56003
(507) 388-7283
simpsonagencyonline.com
Thad Simpson Insurance Agency
1445 Lookout Dr, North Mankato, MN 56003
(507) 388-7283
simpsonagencyonline.com
Umbrella insurance agents in North Mankato help you secure extra liability coverage that goes beyond your home and auto policies. In Minnesota, severe winter weather can lead to slip and fall claims, making additional liability protection valuable for homeowners. An agent can explain how umbrella policies cover legal costs and damages up to policy limits.
What Does a Umbrella Insurance Agent in North Mankato Cost?
In Minnesota, umbrella insurance typically costs between 150 and 350 dollars per year for one million dollars in coverage. Higher limits, such as two million dollars, may cost 200 to 500 dollars annually. Your actual premium depends on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in North Mankato do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your existing home and auto insurance. They assess your assets and risks to recommend an appropriate coverage limit. This agent also explains how the policy responds after your primary insurance limits are exhausted.
How much umbrella coverage do I need in Minnesota?
Most agents recommend at least one million dollars in umbrella coverage for Minnesota homeowners. Your specific need depends on your assets, income, and risk factors like having a swimming pool or a dog. An agent can help calculate the right amount based on your personal situation.
Is umbrella insurance required by law in Minnesota?
No, umbrella insurance is not required by Minnesota law. However, it is a common recommendation for those with significant assets or high liability risks. Minnesota courts can award large judgments in personal injury cases, making extra coverage a practical choice.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in North Mankato who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.