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Umbrella Insurance Agents in Lake Elmo, MN

Looking for a umbrella insurance agent in Lake Elmo? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Lake Elmo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 umbrella insurance agents in Lake Elmo, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Goosehead Insurance - Tony Muckala
8530 Eagle Point Blvd Suite 100, Lake Elmo, MN 55042
(612) 852-5165 goosehead.com
Protectors Agency: Dave Lesch
8530 Eagle Point Blvd Suite 100, Lake Elmo, MN 55042
(651) 204-7148 protectorsagency.com

Umbrella insurance agents in Lake Elmo Minnesota help residents secure extra liability coverage beyond standard policies. Minnesota law requires auto insurance but does not mandate umbrella policies. Agents can explain how an umbrella policy can protect assets from large claims or lawsuits common in the Twin Cities metro area.

What Does a Umbrella Insurance Agent in Lake Elmo Cost?

Umbrella insurance policies in Minnesota typically cost between 150 and 300 dollars per year for one million dollars of coverage. Costs increase with higher coverage limits and additional risk factors. Actual premiums depend on your insurance carrier location and claims history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Lake Elmo do?
An umbrella insurance agent in Lake Elmo helps you purchase a personal liability umbrella policy. This policy provides additional coverage above your auto or homeowners insurance limits. The agent reviews your assets and risks to recommend a suitable coverage amount.
How much umbrella insurance do I need in Minnesota?
Most agents recommend at least one million dollars in umbrella coverage for Minnesota homeowners. The amount depends on your assets income and potential liability risks. A local Lake Elmo agent can assess your situation and suggest an appropriate limit.