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Umbrella Insurance Agents in East Grand Forks, MN

Browse umbrella insurance agents serving East Grand Forks, Minnesota. Contact information and addresses listed below.

3 agents listed
Updated May 2026
East Grand Forks, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 umbrella insurance agents in East Grand Forks, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Aaron Horak
910 Central Ave NE, East Grand Forks, MN 56721
(218) 399-3003 content.naic.org
C & H Insurance
1427 Central Ave NW, East Grand Forks, MN 56721
(218) 773-0287 candhinsurance.net
Dufault Insurance Agency
1418 Central Ave NW Suite B, East Grand Forks, MN 56721
(218) 773-2480 dufaultinsurance.com

Umbrella insurance agents in East Grand Forks help residents and businesses secure additional liability protection beyond standard auto or homeowners policies. Minnesota law requires minimum auto liability limits, but an umbrella policy can provide extra coverage for serious accidents or lawsuits. Local agents understand the unique risks in the Red River Valley region and can tailor a policy to your needs.

What Does a Umbrella Insurance Agent in East Grand Forks Cost?

In Minnesota, a one million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Costs vary based on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in East Grand Forks do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount. This agent can also explain how Minnesota law affects your liability protection.
How much umbrella coverage do I need in Minnesota?
Common umbrella policy limits start at one million dollars and go higher based on your assets and income. In Minnesota, you may want extra coverage due to the state's comparative fault laws and potential for large jury awards. An agent can help you calculate a suitable amount based on your net worth and lifestyle.