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Find Umbrella Insurance Agents in Chaska, MN

Browse umbrella insurance agents serving Chaska, Minnesota. Contact information and addresses listed below.

8 agents listed
Updated May 2026
Chaska, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 8 umbrella insurance agents in Chaska, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Options Insurance
102 N Jonathan Blvd Unit 210, Chaska, MN 55318
(952) 392-9508 options-insurance.com
Kim Schaffer - State Farm Insurance Agent
112 E 5th St #104, Chaska, MN 55318
(952) 448-2060 kimschaffer.com
Martinson Agency
505 N Chestnut St, Chaska, MN 55318
(952) 314-4400 martinsonagency.com
Gallagher Insurance, Risk Management & Consulting
101 W 3rd St, Chaska, MN 55318
(952) 448-3800 assuredpartners.com
Farmers Insurance - Tyler Farniok
510 N Chestnut St STE 200, Chaska, MN 55318
(612) 448-2670 agents.farmers.com
RG Insurance Agency
570 Bavaria Ln, Chaska, MN 55318
(952) 522-3345 rginsuranceus.com
AAA Insurance - 1st Choice Insurance Agency
216 N Chestnut St, Chaska, MN 55318
(952) 683-1444 locator.acg.aaa.com
Petersen Insurance Inc
116 E 2nd St, Chaska, MN 55318
(952) 368-3881

Umbrella insurance provides extra liability coverage beyond your home and auto policies. In Chaska Minnesota an agent can help you assess your risks and find a policy that meets your needs. Minnesota law does not require umbrella insurance but it can protect your savings and future income from large lawsuits.

What Does a Umbrella Insurance Agent in Chaska Cost?

In Minnesota umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars of coverage. Costs increase with higher limits or if you have multiple properties or young drivers on your policy. Premiums vary by insurer and your personal risk profile. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Chaska do?
An umbrella insurance agent helps you review your current liability limits and recommends a policy that adds one million dollars or more in extra coverage. They explain how the policy works with your existing home and auto insurance. The agent also helps you file a claim if needed.
How much umbrella insurance do I need in Minnesota?
Most agents suggest at least one million dollars in coverage to protect against common risks like car accidents or dog bites. Minnesota courts can award large judgments so higher limits may be wise if you have significant assets. Your agent can run a personal risk assessment to recommend a specific amount.
Can I get umbrella insurance if I have a rental property in Chaska?
Yes umbrella insurance covers liability from rental properties you own. Minnesota landlords face unique risks such as slip and fall claims or tenant disputes. An agent can tailor a policy that extends coverage to your rental units.