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Compare Umbrella Insurance Agents in St Joseph, MI

Looking for a umbrella insurance agent in St Joseph? Review the directory below to compare your options.

16 agents listed
Updated May 2026
St Joseph, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 16 umbrella insurance agents in St Joseph, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jaden Gebbink - State Farm Insurance Agent
500 Renaissance Dr Ste 105-A, St Joseph, MI 49085
(269) 932-4722 jadeninsurance.com
Jonah McDonough - State Farm Insurance Agent
2606 Lakeshore Dr, St Joseph, MI 49085
(269) 408-8015 jonahismyagent.com
The Batalis Agency - Farm Bureau Insurance
2396 S Cleveland Ave Box 917, St Joseph, MI 49085
(269) 983-0179 batalisagency.com
Nulty Insurance Agency
720 St Joseph Dr, St Joseph, MI 49085
(269) 983-7161 ciainsurancemi.com
IMS Insurance
501 Main St, St Joseph, MI 49085
(269) 983-7101 imsinsuranceagency.com
Metzger Insurance Agency
4146 M-139, St Joseph, MI 49085
(269) 429-3160 metzgerinsurance.net
The Blaszczyk Agency- Farm Bureau Insurance
2396 S Cleveland Ave, St Joseph, MI 49085
(219) 306-6187 farmbureauinsurance-mi.com
Saint Joseph, MI AAA Insurance Agency
2900 Niles Ave, St Joseph, MI 49085
(269) 982-5262 michigan.aaa.com
Cody Korfmacher Agency
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-8002 farmbureauinsurance-mi.com
Wallace Agency
206 Court St Suite B, St Joseph, MI 49085
(269) 932-7100 wallaceagency.com
Farm Bureau Insurance - Resseguie Agency
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-2165 caseyresseguieinsurancequote.com
AAA Insurance - Bradford Insurance Agency
2900 Niles Rd, St Joseph, MI 49085
(269) 982-5262 locator.acg.aaa.com
Dave Clark Insurance
2523 Niles Ave, St Joseph, MI 49085
(269) 982-2901
Donnellan Insurance
800 Ship St # 105, St Joseph, MI 49085
(269) 983-3900
Farmers Insurance - Daniel Omodio
505 Pleasant St # 202, St Joseph, MI 49085
(269) 769-0082 agents.farmers.com
Red Arrow Insurance
2907 Division St, St Joseph, MI 49085
(269) 982-3420 redarrowinsurance.com

Umbrella insurance provides extra liability coverage beyond what your home and auto policies offer. In St Joseph, Michigan, agents can help you secure this additional protection, which is especially important given Michigans no-fault auto insurance laws and the risk of large lawsuits. A local agent understands the specific coverage needs for residents of Berrien County.

What Does a Umbrella Insurance Agent in St Joseph Cost?

The cost of umbrella insurance in Michigan typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million, will cost more. Your premium depends on your risk profile, number of vehicles, and property value. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is umbrella insurance and why do I need it in St Joseph Michigan?
Umbrella insurance is a policy that provides extra liability coverage above your home and auto limits. In Michigan, it can help protect your assets if you are sued for an accident or injury, such as a slip and fall on your property or a serious car crash. It also covers legal defense costs, which can be very expensive.
How much umbrella coverage should I get in Michigan?
Most agents recommend at least 1 million dollars in umbrella coverage, but higher limits are available. The right amount depends on your assets, income, and risk factors. In Michigan, because of the states no-fault auto system, you may face large medical bills and lost wage claims, making higher coverage a wise choice.